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Ag/ Commercial Lender

Company: Independence Bank
Location: Great Falls
Posted on: May 16, 2019

Job Description:

Job Description
This position is responsible for processing, underwriting and approval of loans. Will be responsible for credit file maintenance, credit writing and credit compliance. Responsible for understanding and complying with bank loan related policies and procedures. Will work with management and fellow lenders to develop and conduct joint business development calls. Participate in advertising campaigns as requested by management and in community affairs to increase the Bank's visibility and enhance personal growth and business development opportunities. Will be responsible for other duties as assigned by Senior Lenders, Branch President, or President.
Job Requirements
Responsible for learning, understanding and complying with Bank policies and procedures with a strong emphasis on lending policies. You will be expected to analyze information from both internal and external sources to determine credit worthiness of borrowers. Process and underwrite loans and lines of credit with the lowest risk possible to the Bank including taking applications.
ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Process, underwrite and approve loans and lines of credit with the lowest risk possible to the Bank. Will ensure to provide the most exceptional customer experience by overseeing loan process from origination to close and will provide and maintain on-going communication to customers and business partners.
2. Analyze information from both internal and external sources to determine credit worthiness of borrowers.
3. Responsible for proper completion of loan authorization request forms and that they are adequately supported for submission to the appropriate In-House, Executive loan committee, or Senior Lender.
4. Participate in community affairs to increase the Bank's visibility and to enhance personal growth and business development opportunities.
5. May need to serve as liaison with appraisers, title officers, attorneys, and customers, etc.
QUALIFICATION REQUIREMENTS:
To perform this job successfully, an individual must be able to execute each essential duty proficiently. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE:
Bachelor's degree in business or related field; two to four years previous lending
experience.
CERTIFICATES, LICENSES, REGISTRATIONS:--
Must possess a valid driver's license.
OTHER SKILLS and ABILITIES:--
Ability to use a computer, ten-key, word processing, bank related software, knowledge of accounting, and knowledge of legal and banking terminology needed.
For a full description please contact the Human Resources Department. Employer EEO/Employer/Vet/DisabledApply online at----or e-mail your resume to the e-mail provided.Great Falls Tribune. Keywords: Loan Officer, Location: Great Falls, MT - 59405

Keywords: Independence Bank, Great Falls , Ag/ Commercial Lender, Other , Great Falls, Montana

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